Business Insurance Products
Commercial Property – Property insurance protects your building, contents, inventory, and equipment if it is physically damaged by a covered cause of loss, or if you experience a theft.
General Liability – Everyone has a duty to take reasonable care that their actions do not harm others. Liability insurance pays for damages that you are legally obligated to pay as a result of bodily injury or property damage.
Products Liability – Products liability insurance protects you against financial loss if your product or service causes damage or injury. Coverage is available for manufacturers, distributors, suppliers, retailers and others who also make or sell products.
Cyber Liability – Just about any organization that uses technology faces cyber risk. Cyber liability insurance provides coverage for the financial and reputational consequences of a cyber-attack or data breach.
Business Auto – Covers your legal liability caused by an accident as well as physical damage to your own auto resulting from a collision or other incidents. Business auto coverage is available for vehicles that are owned, leased, hired, rented or borrowed.
Workers Compensation – You don’t want anyone to get hurt on the job. Worker's compensation insurance is state-mandated to cover medical treatment and wage replacement for employees if they are injured in the course of employment.
Excess (Umbrella) Liability – No business is immune to a catastrophic loss. Large jury verdicts are increasingly common. Umbrella or excess liability insurance provides an additional layer of liability protection over and above your primary business policies.
Professional Liability – Professionals are expected to exemplify a certain level of competence in their chosen discipline. Professional liability insurance, also called errors and omissions or malpractice insurance, protects your company, or you individually, if you are sued for mistakes that you have made - or that a client perceives you have made - in providing your professional services or advice.
Surety and Fidelity Bonds – Surety bonds are designed to guarantee the performance of contract obligations and compliance with given requirements. Fidelity Bonds help safeguards business assets from fraud and employee dishonesty.
Directors and Officers (D&O) Liability – This insurance covers the personal liability of a company’s directors and officers from claims which may arise from their management decisions and actions. It can also cover the legal fees and other costs a company may incur as a result of such claims.
Contact us today at (888) 412-6830 for competitive personal and business insurance quotes.